Skip to main content

Website Has Moved



I have changed my hosting services.

You can now find my blog here.

Happy Investing,
Heather

Comments

Post a Comment

Popular posts from this blog

Marginal Tax Rate & Low Income Families | What I'm Reading

Worth the read! http://business.financialpost.com/personal-finance/taxes/its-time-to-pay-more-attention-to-marginal-effective-tax-rates This is a great explanation on why I'm a stay-at-home mom. Yes, I love my kids but I would love to work too. Except the cost of working is prohibitive and way more expensive than staying home with my kids. This article is also a great explanation why I could care less about RRSPs and am focusing on my TFSA. There is almost virtually no benefit to my husband or I contributing to an RRSP. The income I would earn in my TFSA has a greater positive impact on my family's wellbeing. Take a look, and share your thoughts. Heather
Post a Comment
Read more

Cominar | Dividend Cut

I logged into Twitter on Saturday to see what was going on in the world and I noticed a lot of tweets about the REIT Cominar. It ends up management has decided to decrease the stock's dividend to $0.06 cents per unit. The few dividend investors that I follow online (and who probably own more stocks than I do) were visibly upset about the dividend cut and threatened to sell their shares the following Monday when the stock market opens again. Although I don't currently own any shares in Cominar, I started looking into what their management was trying to achieve with these dividend cuts. For one, they need to get their debt ratio below 50%. As of December 31st, 2017 it was at 57.4%, up from 52.4%. But I get it. They need to stop the financial bleeding. Too much is going out in dividends compared to what they actually earn. My husband and I had the same problem while we were paying for our son's ABA therapy. We were hemorrhaging money it was so expensive. Think $6k per month ...
Post a Comment
Read more

Dividends | April 2018

Long overdue, my April dividends are here. My TFSA paid the following: BCE $5.29 IPL $11.48 RNW $6.66 In my RRSP, PLZ.UN.TO paid a beautiful $5.48. Bringing my annual dividend total to... 2018 Dividend Total: $190.31 2018 RRSP Dividend Total to $13.64. Go me go :)
Post a Comment
Read more